BG Monetization through Abu Dhabi Sovereign Funds operates under the highest international compliance standards, ensuring every transaction is secure, transparent, and fully compliant with global regulations.
International Compliance Framework
🌐 FATF Standards
- Full adherence to 40 Recommendations
- Risk-based approach implementation
- Enhanced due diligence for high-value transactions
- Suspicious transaction reporting protocols
🏦 Basel III Compliance
- Capital adequacy requirements met
- Liquidity coverage ratios maintained
- Leverage ratio compliance
- Risk management frameworks
🔍 KYC/AML Protocols
- Multi-tier customer identification
- Beneficial ownership verification
- Continuous transaction monitoring
- Regular compliance audits
🌍 SWIFT Standards
- ISO 20022 messaging compliance
- Customer Security Programme (CSP)
- Daily validation reports
- Secure message authentication
📊 OFAC & Sanctions
- Real-time sanctions screening
- Daily list updates
- Multi-jurisdictional compliance
- Automated alert systems
🔐 Data Protection
- GDPR compliance
- 256-bit encryption standards
- Secure data retention policies
- Right to erasure protocols
Multi-Layer Security Architecture
Application Layer Security
Initial screening and verification of all parties before any engagement
Communication Security
All bank-to-bank communications use authenticated channels
Transaction Security
Multiple verification points throughout the monetization process
Post-Transaction Security
Continuous monitoring and compliance reporting
Bank-to-Bank Verification Process
Initial Authentication
Issuing bank provides draft BG with authorized officer contacts. Fund's bank initiates SWIFT MT199 authentication request to verify bank officer authority and BG availability.
Officer-to-Officer Verification
Direct communication between senior bank officers via authenticated channels. Confirmation of terms, conditions, and commercial parameters. Exchange of compliance documentation.
Compliance Clearance
Both banks complete KYC/AML checks on all parties. Sanctions screening against multiple databases. Risk assessment and approval from compliance teams.
Final Authentication
SWIFT MT799 pre-advice confirmation. Legal documentation review and agreement. Final verification before settlement instructions.
Regulatory Standards Compliance
| Standard/Regulation | Requirements | Our Compliance |
|---|---|---|
|
FATF Recommendation 10
Customer Due Diligence
|
Identify and verify customer identity, beneficial ownership, understand business purpose | ✓ Fully Compliant |
|
Basel III LCR
Liquidity Coverage Ratio
|
Maintain high-quality liquid assets to meet 30-day stress scenario | ✓ Fully Compliant |
|
ISO 27001
Information Security
|
Systematic approach to managing sensitive company information | ✓ Certified |
|
SWIFT CSP
Customer Security Programme
|
Mandatory security controls for SWIFT users | ✓ Fully Compliant |
|
GDPR Article 32
Security of Processing
|
Appropriate technical and organizational measures | ✓ Fully Compliant |
Risk Assessment & Mitigation
Transaction Risk Profile
Credit Risk
LOW - Sovereign fund backing
Settlement Risk
LOW - DvP mechanism
Operational Risk
MEDIUM - Mitigated by protocols
Compliance Risk
LOW - Robust frameworks
Reputational Risk
LOW - Verified partners
Legal Risk
LOW - Clear documentation
Compliance & Security Support
Our compliance team is available to answer any questions about our security protocols and regulatory adherence