Executive Summary

1. Project Description

2. Project Justification

3. Technical Details

4. Financial Summary

5. Revenue Projections

6. Social & Environmental Impact

7. Risk Analysis

8. Management Team

9. Supporting Documents

Please indicate which documents you have ready to submit:

Preliminary Assessment Result

Your Score: 0 out of 20

• 16-20 checked: Excellent - Your project appears highly suitable
• 12-15 checked: Good - May qualify with some preparation
• 8-11 checked: Fair - Significant work needed
• Less than 8: May not be suitable at this time

This Mutual Non-Disclosure Agreement ("Agreement") is entered into as of ("Effective Date") by and between:

Each may be referred to individually as a "Party" and collectively as the "Parties."

RECITALS

WHEREAS, the Parties wish to explore a potential business relationship regarding Bank Guarantee monetization services for development projects ("Purpose");

WHEREAS, in connection with such discussions, each Party may disclose to the other certain confidential and proprietary information;

NOW, THEREFORE, in consideration of the mutual covenants and agreements contained herein, the Parties agree as follows:

1. DEFINITION OF CONFIDENTIAL INFORMATION

"Confidential Information" means any and all information or data, in any form or medium, that is disclosed by one Party (the "Disclosing Party") to the other Party (the "Receiving Party"), including but not limited to:

• Project details, feasibility studies, and business plans
• Financial information, projections, and models
• Technical data and specifications
• Banking relationships and guarantee terms
• Monetization procedures and fund source information
• Contact information and relationship details
• Any other information marked as "Confidential" or that would reasonably be considered confidential

2. OBLIGATIONS OF RECEIVING PARTY

The Receiving Party agrees to:

• Hold all Confidential Information in strict confidence
• Not disclose Confidential Information to any third parties without prior written consent
• Use Confidential Information solely for the Purpose stated above
• Protect Confidential Information using the same degree of care it uses for its own confidential information, but no less than reasonable care
• Limit access to Confidential Information to employees or advisors who have a legitimate need to know and who are bound by confidentiality obligations

3. EXCEPTIONS

The obligations set forth in Section 2 shall not apply to any Confidential Information that:

• Is or becomes publicly available through no breach of this Agreement by the Receiving Party
• Is rightfully received by the Receiving Party from a third party without breach of any confidentiality obligation
• Is independently developed by the Receiving Party without use of or reference to the Confidential Information
• Is required to be disclosed by law or court order, provided the Receiving Party gives reasonable prior notice to the Disclosing Party

4. TERM

This Agreement shall commence on the Effective Date and continue for a period of three (3) years, unless extended by mutual written agreement. The obligations of confidentiality shall survive termination of this Agreement for a period of five (5) years.

5. RETURN OF INFORMATION

Upon request by the Disclosing Party, or upon termination of discussions regarding the Purpose, the Receiving Party shall promptly return or destroy all Confidential Information and any copies thereof, and provide written certification of such return or destruction.

6. NO RIGHTS GRANTED

Nothing in this Agreement grants any rights to either Party in the Confidential Information of the other Party, except the limited right to use such information for the Purpose. This Agreement does not create any agency, partnership, or joint venture relationship between the Parties.

7. NO WARRANTY

All Confidential Information is provided "AS IS." Neither Party makes any warranties, express or implied, regarding the accuracy or completeness of any Confidential Information disclosed.

8. REMEDIES

Each Party acknowledges that breach of this Agreement may cause irreparable harm for which monetary damages would be inadequate. Therefore, the non-breaching Party shall be entitled to seek equitable relief, including injunction and specific performance, in addition to all other remedies available at law or in equity.

9. GOVERNING LAW

This Agreement shall be governed by and construed in accordance with the laws of Ghana, without regard to its conflict of laws principles. Any disputes arising under this Agreement shall be subject to the exclusive jurisdiction of the courts of Ghana.

10. ENTIRE AGREEMENT

This Agreement constitutes the entire agreement between the Parties concerning the subject matter hereof and supersedes all prior or contemporaneous agreements, whether written or oral, relating to such subject matter.

11. AMENDMENT

This Agreement may only be amended or modified by a written instrument signed by both Parties.

12. COUNTERPARTS

This Agreement may be executed in counterparts, each of which shall be deemed an original and all of which together shall constitute one and the same instrument.